Despite claim that they are finding hard to run this business, there are more companies showing up in advertisement in the Newpaper. It is obvious that some are under the same 'boss'. My recent finding really horrifying me...
With no deduction of first payment, prepare to pay additional 6% interest. On top of that the acceptance fee rocket from 5% to 15-20%. which is 3-4 times more. Adding the interest for 5-6 weeks. It is indeed more than 50% more to pay. As such they can offer low interest which is masked inside the acceptance fee. So these legal loansharks are growing fat... Maybe should call them a loan dinosaur. I believe the illegal moneylender do not charge that high interest.
With the recent GE rallying for vote, it is surprise that no one bring up this issue. It is more surprise that such business can be run in broad daylight.
So it is inflation and hope you find this information useful.
Eventually the goverment stop the licencing of the moneylenders. What will the desperado do in order to get the money? I suppose only one way out is to loan shark and you will see lots of hdb flat with colorful painting within your neighbourhood or eventually go to your door because your inconsiderate neighbour refused to pay. threatening life and all the inconvenience.
ReplyDeleteSo which one I will choose, the answer is very clear.......
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You are as good as telling the government to close down the casino also....hahaha
ReplyDeleteWell... As the legal loanshark only supply loan to the people earning 20k per annum. Such illegal moneylending act will still happened to those earning less than that. In order to repay the legal big shark... They may turn to illegal ones and the problem will remain.. But the difference now is due to the fact that it is nit easy to find illegal moneylender because they are by referral. So these legal loanshark taking all the advantage.
ReplyDeleteWhatever choice you chose the outcome is the same...
Hahaha.. You meant you are paying the government levy? Or supplying all of their salary?legal moneylending can be compared with A multiple billion dollar casino industries.
1st time I heard of it... Hahaha.. Then government can close all the coffeeshops and turn them into legal loanshark offices where it is prominent can easily access since they are contributing what the casino are.. Hahaha
ReplyDeleteIs there a way to get in touch with you? email or the likes.
ReplyDeleteWill like your views on payday loan in singapore(albeit not exactly very 'popular' yet.
For payday loan there is a gimmick although it say the interest is 2 to 5%. the catch is actually the acceptance fee of 20%.
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ReplyDeleteI will let u know all the tricks and phrase they work on.
This comment has been removed by the author.
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